Rent vs. Own: What’s Smarter in 2025? Use This Calculator to Find Out

4/30/2025

Rent vs. Own: What’s Smarter in 2025? Use This Calculator to Find Out

Still renting and wondering if buying a home makes more sense in 2025? You're not alone. With rising rent prices across Southern California, many families are asking the same question: *Is it time to buy?*

I built a free **Rent vs. Own Calculator** to help you run the numbers for yourself — no email required.

How This Calculator Helps You Decide

My Rent vs. Own Calculator looks at:

  • Your current rent and expected annual increases
  • Home purchase price, down payment, and interest rate
  • Taxes, insurance, and HOA fees (if any)
  • How long you plan to stay in the home

Why It Matters in Today’s Market

Rent keeps going up, but homeownership builds equity. With rates stabilizing and down payment assistance programs available, it might be the right time to explore buying — even if you're just curious right now.

🎯 Try the Calculator Now

Use the Rent vs. Own Calculator - Just enter your info and see how the math plays out.

💡 This tool was designed with Southern California renters in mind — especially in areas like LA County and Orange County — but it's flexible enough to help renters anywhere in the U.S. explore whether buying makes sense.

Got questions after using it? I'm happy to walk through your numbers personally. Just reach out!