Documents Needed for a Loan Application

To qualify for a QM Loan, you will need to provide these documents:

1. Proof of Income:
   • Recent pay stubs (last 30 days)
   • W-2 forms (last two years)
   • Tax returns (last two years, especially for self-employed borrowers)
2. Employment Verification:
   • Name and contact information of your current employer
3. Asset Information:
   • Recent bank statements (last 2-3 months)
   • Investment account statements
4. Debt Information:
   • List of current debts (credit cards, auto loans, student loans, etc.)
5. Property Information:
   • Current mortgage statement
   • Homeowners insurance policy
   • Property tax bill
6. Personal Identification:
   • Government-issued ID (driver's license or passport)
   • Social Security number